Structured Product Offering Q1 2020

 

Broker Solutions:  Kick out Memory Bond 7   

Underlying investment: 3 Stocks

• Axa
• ING
• ORANGE

Investment Return:

The Potential Return is 10.3% after 1 year. If all 3 shares are above 85% of their initial level i.e. all 3 shares have risen or fallen in value by less than 15%, investors will receive back their initial capital and a return of 10.3%.

If not, but all 3 shares are above 85% of their initial level after 18 months, investors will receive back their initial capital and a return of 15.45%. This process continues every 6 months (with the return increasing by 5.15%) until all 3 shares are above 85% of their initial level or until maturity.

Term: Min term 1 year, Max term of 5 years. (Daily Liquidity Available)

Capital Risk:

Investors will receive back their initial capital if none of the 3 shares has fallen by 50% of more at maturity. If any of the 3 shares have fallen by 50% or more at maturity, investors receive the performance of the worst performing share, no matter how much it has fallen.

Memory feature 

Each share must be above 85% of its initial level after 1 year or on any

Observation date. The 3 shares do not need to be above 85% of their initial level

simultaneously on the same observation date in order for the Bond to mature early

and for investors to receive their initial capital and the relevant return.

Investors Benefit from Soft Capital Protection at Maturity provided by BNP Paribas

Counterparty: BNP Paribas (A+/Aa3/Aa-)

Liquidity: The bond offers Daily liquidity

Taxation: Any gains are liable to Capital Gains Tax (CGT)

Closing Date: 26^th Feb 2020

Min Investment: €25,000

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Investec: Kick out Plan 25     

Underlying investment: Eurostoxx 50 Index

Investment Return:  Potential Return of 6% after 12 months. If the underlying Index is above 95% of its initial Index level i.e. the index has risen by any amount or fallen in value by less than 5%, investors will receive back their initial capital and a return of 6%. If not, but the Index is above 95% of its initial level after 2 years, investors will receive back their initial capital and a return of 12%. This process continues every year (with the return increasing by 6%) until the Index is above 95% of its initial level or until the Final Valuation Date.

If the Plan does not mature early (Kick-Out) and runs for the full 6 years, the return is 100% of any EURO STOXX 50® growth provided the Final Index Level is above the Initial Index Level.

Term: Min term 1 year, Max term of 6 years. (Daily Liquidity Available)

Capital Risk: Your capital is at risk if the EURO STOXX 50 falls by more than 40% from the Initial Index Level at any point during the Observation Period and finishes lower than the Initial Index Level, your initial investment will be reduced by 1% for every 1% fall in the EURO STOXX 50 at the end of the Plan Term.

Counterparty: Investec bank

Liquidity: The bond offers Daily liquidity

Taxation: Any gains are liable to Capital Gains Tax (CGT)

Closing Date: 24^th Jan 2020

Min Investment: €25,000

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Broker Solutions: Fixed Return Bond 7

Underlying investment: 3 Stocks

• Axa
• ING
• ORANGE

Investment Return: Fixed Annual coupon of 5.5% paid each year regardless of performance of underlying stocks. (27.5% total fixed return)

Capital protection: Investors will receive back their initial capital in the event of none of the 3 stocks has fallen by -40% or more at maturity. If any of the 3 stocks has fallen by -40% or more at maturity, investors receive the performance of the worst performing stock, no matter how much it has fallen

Term: Fixed term of 5 years. (Daily Liquidity Available)

Counterparty: BNP Paribas (A+/Aa3/Aa-)

Liquidity: The bond offers Daily liquidity

Taxation: Any gains are liable to Income Tax (if applicable)

Closing Date: 26^th Feb 2020

Minimum Investment: €25,000

Risk Level = 3

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Broker Solutions: Secure Accelerator Bond 7

Underlying investment:

• Soloactive European Deep Value Select 50 Index

Investment Return: 

• Option A (Accelerator Option):5% return if Index above initial level at Maturity. 100% Participation if Index rises more than 37.5% at Maturity
• Option B (Growth Option): 250% Participation in the growth in the Index at Maturity. Averaging: monthly in the last 12 months.

Capital protection: Option A: 85% Option B: 85% – Investors in the Bond put 15% of their Capital at Risk. This means that you may lose up to 15% of the capital invested in this Bond.

Term: Fixed term of 5 years. (Daily Liquidity Available)

Counterparty: BNP Paribas (A+/Aa3/Aa-)

Liquidity: The bond offers Daily liquidity

Taxation: Any gains are liable to Income Tax (if applicable)

Closing Date: 26^th Feb 2020

Minimum Investment: €25,000

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Blackbee: Dynamic European Equity 33

Underlying investment:

• Estoxx Select Dividend 30 Index.

Investment Return: If the Underlying Index is at or above its Reference Kickout Level on any Event Date, the Investment ends and investors receive 100% of initial capital invested plus a conditional return of 7% of the initial capital invested for each Event Date elapsed. Maximum conditional return is 42%

Step Down Feature: Feature After the first Event Date the Reference Kickout Level reduces by 1% each year to 95% in year 6

Observation Dates	Step Down (% of Initial Levels)
Feb 2021	100%
Feb 2022	99%
Feb 2023	98%
Feb 2024	97%
Feb 2025	96%
Feb 2026	95%

Term: 6 Years (Daily liquidity in normal market conditions available)

Capital Risk: Capital Protection Investors’ capital is at risk if the Underlying Index falls to or below the 65% capital protection barrier at the Maturity Date

Counterparty: Banco Bilbao Vizcaya Argentaria, S.A. (A3 by Moody’s, A- by S&P and A by Fitch)

Liquidity: The bond offers Daily liquidity

Taxation: Capital Gains Tax (CGT)

Closing Date: 29/1/2020

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BCP: Deposit Outperformance Bond 21

An Innovative 100% Capital Secure Investment Solution designed to generate potential returns in excess of currently low Bank deposit rates and pays 50% of the performance of an equally weighted portfolio of 2 leading, diversified investment strategies.  This Bond offers 100% capital security provided at maturity by Investec Bank plc.

This is the only 100% capital protected deposit bond available in the Irish market.

Underlying investment:  An equally weighted Portfolio of 2 leading and diversified investment strategies:

• PIMCO GIS-Income Fund
• Euro 70 Low Volatility Index (European Equity Index)

Investment Return: 100% capital Security plus 50% participation in the performance of the Underlying Funds

Capital Protection: Capital Security is provided by Investec Bank plc (Fitch BBB+ and Moody’s A1)

Availability: Open to Personal Investors, Pension, ARF/AMRF, Friends First, Corporate & Charities.

Term:  Fixed Term of 6 years (Daily liquidity available)

Taxation: Any gains are liable to DIRT (if applicable)

Closing Date: 12^th March 2020

Minimum Investment: €30,000

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 BCP: Income Bond 3

Underlying investment: World ESG Equity Index

Investment Return: Fixed return of 3.15% pa paid regardless of the performance of the Underlying Index. Total fixed return of 22.05% over the term of the product.

Capital Protection: At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level. At maturity, if the Index is more than 40% below its starting level then investor’s capital will be reduced by 1% for every 1% fall in the Index.

Availability: Open to Personal Investors, Pension, ARF/AMRF, Friends First, Corporate & Charities.

Term:  7 Years (Daily liquidity in normal market conditions available)

Taxation: Income Tax for Personal Investors

Closing Date: 12^th March 2020

Minimum Investment: €30,000

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BCP: Protected Portfolio Bond 2

The BCP Protected Portfolio Bond has been designed for low to medium risk investors to access a multi-asset investment strategy that is diversified across equities and fixed income while ensuring that there is a high level of security over their invested capital.

The Bond offers investors access to the equally weighted combined performance of two actively managed and strong performing investment funds, plus a low volatility European equity Index, through one single investment product, with the additional benefit of 90% or 95% capital security at maturity.

Underlying investment: 3 Investment Strategies:

• DWS Concept K Fund
• BlueBay Bond Fund
• Euro 70 Low Volatility Equity Index

Investment Return:  100% Capital Security plus 200% or 100% Participation in the Performance of the Portfolio which is added to the capital secure amount

Capital Protection: Capital Security of 90% or 95% provided at maturity by Investec Bank plc. (Rated BBB+/A1)

Availability: Open to Personal Investors, Pension, ARF/AMRF, Friends First, Corporate & Charities.

Term:  Fixed Term of 5 ½ years (Daily Liquidity Available)

Closing Date: 12^th March 2020

Minimum Investment: €30,000